This program of the Knights of Columbus makes available to eligible family member’s five distinct types of assistance. To be eligible, the member must be in good standing with his Council and either he or his wife must be insured under a Knights of Columbus certificate requiring a annual premium of a least $150 or providing at least $5000 permanent life insurance coverage.

A)    Life Insurance Benefits

The Order’s various life insurance plans are available through our agents for a healthy child.  But what about children who are physically challenged or mentally retarded?  In these cases, Knights of Columbus offers:

1.   A $5000 life insurance plan, at standard rates for a member’s uninsurable or rated newborn child provided the application is made before the child is 61 days old.

2.   A $5000 life insurance plan, at a rated premium for a member’s for a member’s uninsurable child between the ages of 60 days and 18 years.

3.   Up to $5000 life insurance at standard rates for a mentally retarded child otherwise in good health, between the ages of 3 years and 18 years.

To be eligible for these three benefits the member must be in good standing with his Council and at least one parent and the children not declined for insurance must be insured under individual Knights of Columbus certificate.

B)    Death Benefits

Knights of Columbus provides:

4.   A $1500 death benefit to the family when a child dies less than 61 days after birth.

5.   A $750 death benefit to the family when a child is stillborn at least 20 weeks after conception.  The Order affirms that life begins at conception.  In this instance, the benefit requires a certified death certificate for the stillborn child, hence the 20-week rule.

To be eligible for these two benefits the member must be in good standing with his Council and at least one parent must be insured under a individual Knights of Columbus certificate.